Personal insurance is a safeguard designed to protect individuals from potential financial hardships that arise from unforeseen events affecting their health, assets, or personal responsibilities. It encompasses various types of coverage, such as health, auto, home, and life insurance, each tailored to provide support when life takes an unexpected turn—whether through illness, accidents, or damage to property. By mitigating the financial impact of these risks, personal insurance helps create a sense of security and peace of mind, allowing individuals to navigate life’s uncertainties with greater confidence.